Personal Insurance From Qualified Agents
Coverage for the most important things in your life.
Affordable Insurance for the [Location] Community
Life is full of the unexpected – both good and bad. While we can’t prevent bad things from happening to you and your family, we can offer insurance policies that can help reduce your risk of suffering financial consequences due to an unexpected event.
With personal insurance from [Company Name], you can have peace of mind that we’ll be by your side following an accident or disaster. We offer a range of personal insurance products for clients in the [City] area and beyond. We’ll help you protect the things that matter most.
Personal Property Insurance Coverages
Personal Auto Insurance
Whether you need state minimum coverage or a comprehensive policy for multiple drivers, we’ve got affordable personal auto insurance for you.
Boat, RV, and Motorcycle Insurance
The necessary insurance for your recreational vehicles covers you in case of damage but also covers you in the event of liability lawsuits. Accidents happen when we least expect them, and insurance can protect your assets.
Condo Insurance
Get insurance coverage for your condo and belongings in case of fire, theft, or vandalism. Whether you lease your unit or call it home, affordable condo insurance can protect your investment.
Farm Insurance
Your personal farm property, equipment, and other assets are expensive to replace. Farm insurance can keep your finances protected by covering costs for repairs or replacements.
Fire Insurance
Add extra insurance coverage to your existing policies and protect from losses due to fire. Fire insurance helps you increase coverage limits on your homeowners or renters insurance.
Flood Insurance
Most homeowners insurance policies exclude flood damage. Flood insurance fills those gaps in coverage and helps you be prepared for any scenario that could damage your home.
Homeowners Insurance
Your home is oftentimes your greatest asset, so you’ll need insurance coverage for fire, tornado, storm damage, and more. Homeowners insurance covers your house and its contents.
Mobile Home Insurance
Insurance can help you recover when fire, inclement weather, natural disasters, and more cause damage to your mobile or manufactured home.
Renters Insurance
Protect your personal property and get reimbursed for living expenses if your leased home or apartment becomes uninhabitable. Renters insurance offers coverage in case of fire, wind, water damage, and more.
Personal Umbrella Insurance
Increase coverage limits on your home or auto policies or get liability coverage in the event of a lawsuit against you. Personal umbrella insurance can be an inexpensive addition that protects you substantially in a crisis.
Affordable Health Care Insurance
Dental Insurance
Your oral health is an important part of your overall health. Get coverage for preventative care and other dental procedures with flexible insurance policies.
Disability Insurance
A short term or long term disability insurance plan can replace a portion of your income in the event that you are unable to work.
Health Insurance
Whether you are uninsured or looking for coverage outside of your employer-sponsored healthcare plan, we have affordable coverage options with reputable insurance companies.
Hearing Aid Insurance
Original Medicare and many health insurance plans do not include coverage for hearing aids. These devices are expensive, but necessary to maintain your quality of life as you age. We’ll help you find the coverage you need.
Long Term Care Insurance
More than 70% of seniors will face long term care expenses for nursing homes, assisted living, adult daycare, or in-home nurse visits. Insurance can help cover the ever-rising cost for these services.
Medicare Supplement & Medicare Advantage Plans
Traditional Medicare Part A (hospital insurance) and Part B (medical insurance) can be expected to cover about 80% of your healthcare costs. Get additional insurance to cover the remaining 20% and prescriptions.
Vision Insurance
The cost of contacts, glasses, and routine exams can add up quickly without the right insurance. Add vision coverage to your health insurance or utilize a separate plan to help cover all your vision expenses.
Pet Insurance
For many of us, a pet is another member of the family. Unfortunately, emergency veterinary care can be expensive. Always be prepared to get the necessary care for your pets with a pet insurance policy.
Life Insurance & Annuities From Licensed Agents
Accidental Death Insurance
Accidental death insurance is an affordable way to increase the benefit amount of your existing life insurance policy. This coverage applies when you die in an accident, and can often double the death benefit your loved ones receive.
Annuities
These insurance contracts provide a guaranteed source of income – for life! If you are retired and concerned about outliving your savings, an annuity can supplement your income. If you have maxed out your retirement contributions, they can act as an additional retirement savings vehicle.
Final Expense Insurance
If you only want limited coverage to pay for funeral, burial, and legal expenses, you can choose a minimal final expense policy. These policies usually are below $50,000 in coverage and may not require a medical exam.
Living Benefits
Life insurance policies can be beneficial to you during your lifetime – not just to your family after your death. We offer multiple policies with various “living benefits” to supplement retirement or provide for life’s surprises.
Mortgage Protection Insurance
Ensure your family stays in the home you love even after your death. Mortgage protection insurance pays directly to your lender, and does not require a medical exam. It can provide financial protection for your family if traditional life insurance is unavailable to you for any reason.
Term Life Insurance
These affordable life insurance policies offer coverage for a limited time frame; it could be 10, 20, or 30 years. They only offer a benefit if you die during the policy term and do not accrue cash value. The cost of your premium is affected by your age and health history.
Universal Life Insurance
This coverage is also a permanent policy, but offers more flexibility for payments, coverage amounts, and the rate at which you want to build cash value. Depending on your policy, the rate of return on your cash value for universal life can be influenced by market volatility or tied to a stock index like the S&P 500.
Whole Life Insurance
This is a permanent life insurance policy that stays in effect so long as the premiums are paid. It normally has a cash value component that can be accessed before your death. The cash value does not payout to your beneficiaries after your death.
Get a Personal Insurance Quote
We want all our customers to feel secure in their insurance plans and have peace of mind when the unexpected happens. Our professional agents work with you personally to find the type of insurance you need and the price point that works best for your budget. Get a FREE quote from one or our agents today.